Unionbank instapay not received reddit For PesoNet, there's a 3PM cut-off. Top. From which bank will I most probably receive a reversal of the amount? I tried to transfer money via web since laging unsuccessful sa mobile. Reply reply xianix24 • I think 50k I have this same issue, ofw ako. Can I just say how convenient it is to cash deposit sa UnionBank Branches? I own a business and I deposit weekly sa kanila and less than 5mins, tapos na. I transfer from BPI to Unionbank a month ago, Kakatransfer ko lang kanina from Unionbank to another bank via Instapay. UPDATE: Friday na send yung funds 2am. So I just discovered that we can pay a UB Credit card directly through Instapay for real-time posting of payments. NFL NBA Megan Anderson Atlanta Hawks Los Angeles Lakers Boston Celtics Arsenal F. I tried transferring 100. I was worried I might not get the reward because of the change, adding that when I went back to the app notification about the reward terms, it stated it's 15k minimum already. After 2-3 days nag follow up email sa UB. Confirm the details then tap on Proceed button. All the details are 100% correct For instaPay, you will receive the funds instantly. Haaaay. Has anyone here ever experienced this issue? I already called Eastwest CS and was told to wait maximum of 3-5 days to get an update of the investigation or check my accounts from time to time. And this in turn lessens credit penetration, less jobs (what, somebody has to pay those clerks), and so on and so forth. New comments cannot be posted. lol). Union Bank of the Philippines replied · 4 Replies. Q&A. Call customer care but no one answered waited for almost an hour. The "for review" update notification in the UB App is not accurate. Log In / Sign Up; Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit Lemoneyd. Controversial. I send money thru an app pero sa BPI direct ko nasend instead of BPI mismo. What I just want to ask is you've heard of someone na nadispute nila yung transaction/nabalik nila yung amount na Why not use InstaPay? I use the Big 3 banks including Unionbank. . But keep in mind that no bank is perfect. We already had 4 successful transactions before (amounting to atleast 20-50k) and today I just sent 50k from gotyme and 2k from gcash (due to Instapay limit) and she replied after 8 hours, apologized for not replying and told me that she did not received any transfers. Pesonet takes hours to days to reflect. I was sending to my other account in a different bank though. Reply reply Old-Size1574 • Same issue bpi naman. Received the card a week ago and made purchases both online and OTC but no points have been reflected on my account. Open menu Open navigation Go to Reddit Home. Temporary lang naman siguro to Get the Reddit app Scan this QR code to download the app now. ITS NOT INSTANT, KAYA SCHEDULE YOUR MONEY TRANSFER ACCORDINGLY Reply Posted by u/Impossible-Joke-5660 - 1 vote and 1 comment A subreddit for everything about credit cards in the Philippines. astraboykr • You can also pay via Instapay. Imagine if the banks will entertain all demands for reversals, and the sender will claim that they are aggrieved, i. I already sent email to both their customer service but all I received were auto generated responses. r/PHCreditCards A chip A close button. I called the customer service once for an unrelated I really used to love UB, not until 2 months ago, all my instapay transactions were not sent or received real time. Log In / Sign Up; Advertise on Reddit; Shop Nah, I think it does not have anything to do with migration. My reward came in. Per experience, if its INSTAPAY and the account exists, then the transaction will push through even if the account name and number do not match. I only knew this after I encountered the same problem. I didn’t know it’s possible with UB na real-time. Usually i-link ko, then transfer the amount (may OTP ka matatanggap to approve the transfer), then unlink again (for safety narin). It's been a week. Their online app is bullshit it's not managed well. Mine didn’t reflect agad kahit thru instapay. Reply reply abylovesyoo • What happened then? Did ur transfer got posted? I am not sure what to feel right now. My payroll is in Security Bank. For example, BDO making free Instapay transfers might mean them not opening 100 more BDO branches around Mindanao or something. unrelated sa Wise, but Unionbank in itself is problematic. Posted na sa BDO bakit nag via instapay ka? pinaka easiest to cash in is linking your bpi account inside the gcash app, then dun ka mismo mag transfer, libre pa, mabilis pa. what was their so-called maintenance for, na laging tinatapat tuwing payroll days. I paid my CC balance last March 27, 2024 via Instapay (thru Seaback) but the payment is not yet reflecting. The receiver told me na sinubukan din nila na mag send ng money from BPI to UnionBank and same din yung kinalabasan. Another, deposit ka kay BPI thru CAM then cashin kay Gcash then send to other banks (15 peso fee). Putangina ninyo union bank one month na mahigit yung pera ko sainyo hindi nyo pa din Unionbank InstaPay unsuccessful Meron na po ba ditong nakaexperience na mag-bank transfer from UB to another bank, and nag-unsuccessful (in my case due to maintenence daw) pero nadeduct yung amount sa balance? Get the Reddit app Scan this QR code to download the app now. I don’t think there’s any reason for alarm though as it may just take a bit longer and I will just continue waiting. Reply reply This subreddit is your go-to destination for navigating the world of adulting in the Philippines. Sincerely, Lorielle Almojuela UnionBank Customer Service Posted by Mummy Ninja August 10, 2019 August 10, 2019 7 Comments on InstaPay Not Received, Delayed and Timed Out. I think the way it's setup is that UB online has a set of 500k daily limit, but using instapay, you can only transact at Last time rin ganyan naman akin unionbank. How many days kaya bago magreflect? I need pa naman the cl for my groceries. Expand user menu Open settings menu. Pero I keep refreshing my app dashboard, and savings parin lang ang lumalabas, no credit card. RCBC Sa fees mas mura PesoNet vs InstaPay kaso may cut-off 2pm I think and walang limit ata si PesoNet while InstaPay is only 50k per transaction @ 25 pesos fee. Called GCash now and they told me to wait another 2 banking days for "feedback" from their escalation team. Then I remembered under maintenance pla so I opted to wait until today. The very next day, binalik nila pera. Sort by: Top. I just used the CC # on my physical card :) Instantly payment will reflect on the account. Get app Get the Reddit app Log In Log in to Reddit. Na deduct sa UB at di nagreflect sa Maya keso "not received reply from instapay" daw. CC Payment via Instapay did not reflect yet UnionBank Hi. Reply reply Adventurous-Stock461 • sa CIMB libre cash in The annoying thing about this bank is hindi nila iniindicate if the transfer used was Instapay or Pesonet. Single transactions of ~200k per month. I first received an email from UBP CS, titled: 'IMPORTANT NOTICE- Digital Account Transaction Verification'. Tinawag ko na sa CS nila and tama nman daw number on file. But by any chance that the receiving bank did not perform any action on it, the funds will be returned back to you on the 3rd day. The 3rd, 5k transfer went Been trying to cash in with my UB but it frequently gets unlinked by Gcash, I had a feeling na Gcash is intentional disrupting UB transactions from going through and today I think it’s confirmed, I tried cashing in today with UB but whenever I click the Unionbank option it directly leads to a Gcash Ad, if I click on other banks there’s no problem! If may ibank bank ka, xfer via instapay nlng to unionbank, den card number as account number, real time posting Reply reply More replies More replies Dull-Gap-4437 i pay dfa for my passpot appointment thru gcash i scan the QR but it just processing and i click. Currently, transferring And then ask them to confirm the details of the transaction. If the account does not exist within GCash database, it should return a transaction failed with the funds reversed. Nakalagay naman sa Pesonet guidelines nila before 11pm mari-receive na yung money. First time ito nangyari sakin and nakakainis kasi malaking pera yung natransfer ko. The thing is, I have savings account from traditional and digital banks so I'm not quite sure if I really need one more. UnionBank Anyone else having issues receiving their OTP? Card originally provided ni Citi pero inaayos ko since last week. Per checking dito sa subreddit, parang di naman talaga nila tinatry ideliver yung card. Unionbank has unlimited transfers at a 10 peso fee, 50k instapay. Reply reply [deleted] • If this is via Instapay I don't think the account name and number not matching would cause the money to revert. Aside from e-wallets, may I know what other banks you use for your online transactions? Locked post. Arlo Gonzales. Di ko pa lang na-try sa Unionbank derecho Reply reply [deleted] • Ano balita dito OP? Unionbank's app i believe has a feature where you can buy or sell USD to/from your own account in UB. Log In / Yes. Tried contacting CS of Maya and sent a text message to Instapay, still no response besides auto-generated mail from Maya. Free naman as Kase nag send ako ng Saturday then naka receive din ako ng text tulad ng kay OP. Hello Unionbank. BDO has multiple apps. I've read BSP PR that Security Bank was one of the banks that offer InstaPay, which lets me send money across other banks. All of my transactions from there were delayed by three days. Next day, I visited the store, hi! sorry for the late reply. Yesterday, my husband sent 10k from his UB to my BDO account. Been using UB Instapay to GCash ever since. Di important ang account name dun. Select the receiving Bank as “Asia United Bank (AUB)” and fill out the required information. C. Reply reply SSoulflayer • Last week ganyan rin sa UnionBank, instapay naman, umabot ng limang araw bago pumasok Hi, may problem ba ngayon sa UB? Usually if nagbabayad ako thru BPI app instapay, 2-3mins reflected na. TIA! If Lazada did they say they didn't receive the money, then it should be okay if you don't make a dispute. I waited. What I did was I went to each of the banks and filed a I was gonna buy some USDT on Binance P2P last night and already sent the funds with UnionBank app via InstaPay. I UnionBank I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. Almost same instructions as above. Will check further. UPDATE: CC payment posted na after 5 banking days finally! I xfer 50k sa seabank via instapay, then if limited na sya sa 50k di na dapat pwede, pero nag test ako 500 via instapay to the same Seabank, nag-send naman. Until now hindi pa bumabalik Reply reply More replies [deleted] • Had the same experience with other banks, but it is usually isn't like that as long as it's done through Instapay. I usually receive my pay from my client every Friday evening, and everytime I transfer it to my accounts/bank/e-wallet, it usually take days for me to receive it. So worried about these recent issues about Instapay. Anyway, now I’m thinking that the P15 transfer fee via InstaPay is a small price to pay for peace of mind. check the comments section sa page nila, daming reklamo Skip to main content But it should be credited naman the day after, or up to 2 days. Madalas yan sa mga ka work ko mangyari. Pesonet más likely pa siguro, but that clears the following day. I know. I gave my disposable mobile number to contact me if wala talaga sa kanilang account. Hi, sino po sainyo dito naka experience ng nag transfer ng funds from bdo to land bank or any other bank thru instapay but di na receive yung money ng receiver? Mababalik ba yung funds? Especially today is Friday. Ganito ba usually with UnionBank? Im really new to banking and paying using bank transfers. Should I call CIMB na po ba or just wait muna for few more days? Thank you. The cash-in failed but my money still debited. Hello, anybody na nakaexperience mag transfer ng money via Instapay at na tag ng under review? Nag transfer ako ng pera from my Unionbank to my Maya acct. Does that mean that the recipient phone number doesn't exist, and it's for sure that they don't have a Gcash account? Or is it still possible that they may have a Gcash account even if it says the number is invalid (if the phone number/SIM . I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. What's the reason behind this? Just found out that we can pay our credit cards through InstaPay or PESONet Robinsons Bank - InstaPay only - 2 days posting Skip to main content Open menu Open navigation Go to Reddit Home Get the Reddit app Scan this QR code to download the app now. Nagtransfer ako ng pera from Unionbank to Maya para magbayad sana sa Maya credit ko. Update: Just received the money i transferred to gcash, it was not reverted back to my bank account but push through to my gcash account Sorry if this post is not allowed. The content of the email is ofc about the Anyway, i recently got approved for a Unionbank PlayEveryday card, i just have some questions: How long does the points reflect on your profile. What to do in case your InstaPay transaction is not instant anymore. It's not to say that it's very good I would die for, but that every other bank app is literal shit. Na successfully received ng destination account Tuesday morning na po. Reply reply Specialist-Pack4396 • Thanns Reply reply itsmesilvergem • usually 1-2 banking days hinde eto nagaaply sa transferwise since there I use Unionbank to pay my online subscriptions, but recently, my transactions consistently declined by the bank even if I have sufficient balance. It's been Is anyone having a problem with Unionbank? I have paid my credit card through BDO with Instapay last week and it's still not posted ( This is a I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still I attempted to transfer from UB to GCash via InstaPay. Sayang din nga 15 or 10 na masasave compared sa ibang banks na 25 pesos ang instapay. Hindi ko lang inexpect na pati sa pnb rin. Now I found out that the transaction shows in my account sa web app (amount deducted from balance) but not in the mobile app. Ang Did someone paid their unionbank cc thru seabank. The IRS is experiencing significant and extended delays in processing - everything. Remember the BDO incident recently, the perpetrator/s obviously used fake names but the transactions still pushed through. Thank Transferred 5500php through Maya Savings to Gcash vai InstaPay and it did not go through. Edit: This applies to every banks in the InstaPay network. e. We can help with technical issues, general service questions, upgrades & downgrades, new accounts & transfers, disconnect requests, credit requests and more Posted by u/Ok_Vacation_7897 - 1 vote and 1 comment I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. 10 days na ako nag. I transferred money from Maya Savings to My Unionbank savings via instapay and still have not received it. Or check it out in the app stores TOPICS BPI to Unionbank Instapay Transfer upvotes · comments. pay I didnt able received the receipt because suddenly gone, then i check my gcash wallet my money was deducted but no transaction history,no email no text messages, dfa online was not successful paid too but my miney was deducted on my gcash i dont know what happened ,i I was transferring money for another eBank via InstaPay. Reply reply Comprehensive_Elk400 • Yep, actually found out about that on BPI. Next time you transfer to that account, if Instapay is down, at least you know that it was the correct Mine was Unionbank to BPI, three consecutive transfers (first two reflected on my BPI account instantly, but the third one didn’t). I have done this before and the payment always reflects after 5 minutes. Both are added in my dash and it was okay last night. and International, Federal, State, or local. Reason is first, I just really want to have a UnionBank account, like ang cool lang talaga. BPI Blue VS Unionbank instapay service always went out during those days, And it will take weeks before you got your money back. However, it is not reflected in my bpi account. r/DigitalbanksPh A chip A close button. ), Unionbank, in particular its app, has the best UI and UX experience - it's intuitive, to keep it short. Deciding between Play Everyday, Lazada, and go Rewards. My Instapay transaction via BPI to UnionBank as payment for my credit card is still floating. Paypal -> Unionbank -> Shopeepay -> Seabank Gamit ko Seabank since day 1 so far so good tas weekly transfer pa. Philadelphia 76ers This also depends on local holidays and weekends. However, that’s not the case. More often than not, mas prone sa timeout issue si GCash compared kay BPI. You're not violating any rules on privacy because you're the one supplying the information, and they don't have to divulge any of the transaction details. Same goes to manager, they have no clue. You either do instapay in a number of day s and bear the fees, or go to a branch to have manager's check and another bank to deposit that check, or maybe write a personal check to yourself, or move cash between banks. Banking I might be jumping the gun here but here's my story. Otherwise, you need to report to GCash hotline (not Globe) within 24-hours or the soonest since the incident. I haven't tried the UB buy/sell option as I don't have a USD account with them. Walang na receive na OTP. They said the problem is with Instapay and that they can’t reach an Why do Wise now takes longer to transfer from Wise to Gcash or Maya or even Unionbank and BPI. Select Source Account, Destination Account, and Transfer Channel (if to other banks only, InstaPay is real time but higher fee) type the Amount and Remarks (optional) and Cellphone Number of Recipient for Notification (optional) then tap on Schedule Transfer button. This is my first upwork Unionbank for me is the most annoying bank ever. Premium Powerups Explore Gaming. This is the first time it happened, dati naman pag Skip to main content. Or check it out in the app stores If not, you can try pesonet transfer but next banking day na ma receive. Check out their facebook page and check the comments All of them are basically complains. They usually reply within 24 hours. My husband doesn't file a Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. I then tested another 5k to RCBC via instapay, na-send din naman. Members Online. Reply reply Used to receive directly to my Wise account, but I am about to switch over to asking clients to send via Wise to my dollar account in Unionbank because of the new monthly limit. I was about to transfer via instapay yung payment ko for my UB cc yesterday. I am now scared to use their fund transfer because I don't want to wait and end up losing my money altogether and contacting them for weeks with their comm channels FB Imagine you are sending money into a charity, and they do not have a way to backtrack the transaction due to the volume of donation. r/PHCreditCards. The first 2, 5k transfers failed and was not received on her BPI account but was deducted from mine. Their app is also one, if not the best, app out Transferred 5500php from Maya Savings to Gcash using Instapay but no cash was received on the Gcash account where I sent it. xxganymedeeexx • I use BPO Pay when transferring money to other banks kasi 10 pesos lang ang charge. pag 8am+ mo iwi-withdraw frm UW, you'll receive the funds na by 8-9pm lmao. But cant receive and transfer out. Usually when there's something wrong happened with InstaPay even the sending bank can't do anything since that it still being held by BancNet (in this case not by UnionBank nor by Metrobank). One more reason to store your money to those DigiBanks. Until now wala pa rin sa target account. Log In / Sign Up; My workmate was one of those affected by the UB "hack", he got 50k transferred out of his account without being prompted for any OTP. Today, UB told me that the transaction went through. Don't post questions related to that here, please. If you have questions about your services, we're here to answer them. Kung pesonet, magffailed at babalik sa UBP account mo. Filed report sa unionbank app- create a ticket and was given reference number. But it’s true that the better/faster their system is, the less In my experience, hindi na send ng instapay kay gcash yung pera kasi nung nag try ako sa pay maya na send via instapay. Nagbayad ako kahapon until now, wala pa rin Skip to main content. Etc. East West Bank, East West Rural Bank, ING, Asia United Bank, Metrobank, and Unionbank to name a few. Unfortunately the reconciliation process can take up to 3 business days, so there's nothing you can do here but wait. Has anyone here experienced paying their UB CC via Instapay na hindi agad nagreflect after few banking days? I paid last thursday afternoon through Seabank and GoTyme (via Instapay) and until now ay hindi pa din nagrereflect ung from GoTyme, while ung from Seabank ay nagreflect agad. Now when i tried, wala na si unionbank sa list of banks when kahapon nandun pa. The P1k fee is for credit cards. The payment transfer is reflected on the UnionBank app almost real time and It already reflected in my transaction history that the transfer was made but my paymaya account had not received it yet. Is this normal? If so, mga gano katagal siya bago magshow up sa app after activation? Thank you! 😊 Unionbank sucks no. S. My funds are in my unionbank account. Yun ng lang, ₱50,000 lamang ang maximum transaction amount sa InstaPay. 0 coins. I paid my Unionbank CC today via my Unionbank savings account however it did not reflect real time. May problem daw cash in via bank ng gcash. Wait mo nalang yung turnaround time, if lagpas na, then ipa escalate mo. Log In / Sign Up; Advertise on Reddit; Shop Normally pag ganyan, dun na sa Receiving ang may issue (sa case mo is si GCash). Nag p2p ako sa binance not sure baka related dito. But their Android App does not have Instpay or PESONet available. Thank you. Atm, seabank ang #1 digibank imo. Badtrip, talaga wala man lang announcement ang gcash na may ganon silang problem. If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. I activated the card via app, and successful naman. I am calling now but I'll prolly give up if I'm not the only one experiencing this issue 🥹 I'll try a bank visit tomorrow if Security Bank shows your Online Account username as the source on instapay funds transfer - not your full name . Took us two agonizing weeks raising the issue sa Lima Branch, and sa Head Office nila (have to pull in some insider people to raise our issue, we were ex Unionbank Contractors). Log In / Sign Up; Credit Payment Via Instapay Deducted But Not Received UnionBank Hi, please give me some insights on what to do or idea with what situation i'm in. Is I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. Share Sort by: Best. Plus the app gives you the notification when you receive the transfer (so no need to log-in/check). It was for payment sana sa creditcard. First when I transferred 20,000 from Gcash to BPI, the another one when I transferred 50,000 from BPI to PSBank. Its been 18 hrs na rin yun since na bawas sa bank ko yun pera pero wala dumating sa gcash Not directly creditcard related. This happened to me twice this year. Contacted Maya CS and they said to observe it for 3 Busines days 2 times na. They say yung BDO online To receive funds via InstaPay, customers don’t need to do anything but they can verify if their account has been credited with the funds transferred by accessing their bank’s or non-bank e-money issuer’s mobile app or internet banking facility. I checked my UB app and stated it went through however, from Maya app, it was stated that the cash in failed. Sa SeaBank naman 1M ang daily limit ng instapay. Nahismasmasan na ko sa nangyare and it's partly my fault for not doing diligent research. Hope someone can help enlighten me on this thanks 🙏 Share Add a Comment. what Skip to main content. Lol balak ko lagyan ng minimum amount to earn interest. I've tested Maya and BPI and they process transfers to those via Instapay. It is self serving to the claimant alone. Anyone experience the same? 😢 Update: Money credited back to my account after a day. I always chose instaPay when I transfer UnionBank to BDO or BPI and I've no problems so far. Open comment sort options. So just to clarify, Security Bank can only receive money from other participating banks, not send money? I also read that BSP I cashed in 10k from Unionbank to Maya but did not reflect. Or maybe you are carefree sending money into someone you do not know, attempted to send twice/thrice, failed but received successful email notifs, and they decided not to return the other successful transfer. I also tried with my Gotyme funds, di na rin makita si UB. I instructed her to ask their manager and open their GCash account if the reference number exists, payment is credited, though mine is successful. r/phinvest A chip A close button. I stop using my Unionbank to transfer big amounts because of that issue. Reply reply mxherr5 • Oh? personal experience po ba yan sa pesonet? I always thought parehas lng ang instapay at pesonet na walang bearing ang account name pero admittedly instapay lng ginagamit ko. Nag-worry lang ako dahil sa nakita kong thread, but I never had any problems sending SWIFT transfers from my own Wise USD balance to my Unionbank USD account. Is it because the money i transfered is big amount? It's 20k and i tried to send small amount and i received it immediately. When I transferred it, it says don’t make repeated transfer etc but my account has been deducted with the amount. Wala din daw announcement from INstapay and the other one (nakalimutan ko. I cash-in from Tonik to my BPI and the money did not reflect after. This was around the time na relatively new palang instapay sa systems nila though. Just send an amount to Unionbank with your full credit card number as the account Get the Reddit app Scan this QR code to download the app now. Tried to reach out multiple times, they told me that I will get posted or received any updates but no one reached me out. I confirmed with CSRs that it Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) Hope this helps. I have many complaints regarding everything the bank offers. The money was deducted from his account but didn’t reflect on mine. And just this morning, there was an adjusted transaction of P500 in my account. Recipient also hasn't received the money yet. Had to call the bank that sent the money. In BPI you can only transfer from your USD to your Peso account via the app. Kung gusto mong isang transaction lang then you can use PesoNet pero hindi instant ang transfer. Hustle tlaga. I only know real-time posting sa CC payment if via InstaPay, but with fees. But, yung payment ko 2 days na wala pa rin payment confirmation from UB and not yet reflected pa. Sports. I called the UB hotline last night and they asked us to monitor the situation for 24 hrs. Same scenario nito. That's what I do whenever I'm not able to get a screenshot of the transaction. What would be the next best course of action for this one nakakapanic kasi baka nawala na yung pera. Story: I tried to pay like how i used Skip to main content. Anyone who experienced this as well? Welcome to the Xfinity community! Our community is your official source on Reddit for help with Xfinity services. Transaction was done last Friday, January 12, 2024. Called their csr and said na may issue daw talaga from seabank to unionbank. It takes 2 days before lumabas sa app yung credit card transactions ko. This is via my BPI savings. Mas okay ba Direct to US Bank via Wise or Direct to Local Bank (Unionbank?) May nakita akong post here pero BPI naman sya, anyone tried Direct to Unionbank naman? Would also like to know if you have any payment transfer tips? Thank you :) ☀️ UPDATE: I did Upwork to Unionbank - received the payment in just one hour. 2FA SMS message does also help Hi, I'm thinking of opening a 'Personal Savings Account' of UnionBank. Sorry. 2 . Pero instapay rin gamit ko nun. So if you aren't using one, then it's worth a try. Reply reply Pred1949 • I LIKE PESONET WHILE USING UNIONBANK APP ITS FREE. I complained na din sa BSP pero Maya seems to be taking no action. I think I got scammed by a seller. Normally, I would get the payment after 3 hours max even if it’s sent during the weekends. Best. When my brother made a BPI to Landbank fund transfer with my sister's name but my account number, I still received the money. Yung probs ko lng is my 100k cap si shopeepay pero okay pa din kasi 10php lng yung instapay ni UB. ARE THERE MINIMUM OR MAXIMUM Also, take advantage of 10 pesos instapay ni Unionbank. (correct naman po yung BPI account na pinagsendan ko) Now nagcall na ako both banks: BPI told me that wala pa daw pending transactions from Instapay na under ng name ko and sabihan ko daw sa Metrobank na sila magcheck ng status ng Here's my experience when my remittance was flagged by Unionbank: This happened on the first week of May, when I initiated a withdrawal from my prop firm company, amounting to a 7-figure PHP. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Get the Reddit app Scan this QR code to download the app now Unionbank app not receiving OTP . I read from here that it will eventually go back to the account, how true is it? And how long usually? I just emailed them and created a ticket too. may 2 methods si Metrobank pag magse-send ka ng money to other banks or e-wallets, which are Instapay and Pesonet. Like right now Friday, it says I can receive my money until Tuesday. 00 from Seabank to UnionBank but using the card number as the account number since I have no HELP: UnionBank not returning my money . Oh and not to mention my wife nag-instapay transaction siya and hindi nag-push through. Reply reply [deleted] • Oki noted on this. Please help your girl out it's my first sahod from this new job and I'm anxious not to receive I've experienced many times non-posting/crediting issue, not only with GCash but also with other banls. They said wala pang pumapasok sa kanila. Reply reply niijuuichi • Ang ginagawa ko: wise > cimb > unionbank. Pero kay unionbank kase need mo mag email ng concern mo para mabalik nila. Had to transfer more than a hundred thousand to another bank, upon reading the rules. kung Instapay yung ginamit mo, the funds should be credited to your GCash wallet If they won't talk to you or give you a hard time, I'm not sure about your other options na. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: I've just used the BDO Online app to pay my CC. :) Sorry can't provide feedback with Metro/BDO. Should we wait couple more hours or need to call the bank already? Locked post. Reply reply More replies More replies More replies. I contacted Shopee and was referred to the bank because the money did not go through. BSP should investigate delays in instapay transactions since we're paying for the expected instant Posted by u/IntelligentPlane299 - 2 votes and 1 comment Hi, received my Gold Visa card today. So of course, contacted UB, was advised to fill Good day, I wanted to pay my bpi credit card. com. Actually, this happened to me and my partner more than 3 times na ata? Pero they always give it back naman. Wala namang issues. However, smaller banks, especially digital banks offer Pesonet, often for free, like GoTyme, Netbank, two that I use. So yes, shit crap useless customer service nila. I just maintained the 10k for a week, made transactions but not below 10k. Hindi nagreflect ‘yung amount real-time and waited for an hour to be sure bago ako tumawag sa CSR. It's been nearly 10 days! I’ve tried smaller Instapay transfers to the same account, and those have gone through instantly. If you're new, 100% of the time you'll get blocked via resending a code which approximately get sent to you 50 minutes late even with high bars/ high internet connection. Mas ok pala ang pesonet kung hnd kailangan real time There are a lot of banks and e-wallet connected to InstaPay that does not charge a fee as of today. But I think they will also implement a fee eventually since the interbank transfer itself have a cost to them. Compared with BDO and BPI where I have to dedicate at least 2 hours, with UB, you just have to book via their app and tapos kaagad Chef's kiss. Update: Nareport ko na rin sa Unionbank (kung saan ako nagbank transfer] Hi, I just got scammed online a few hours ago worth 34k. I double-checked everything, and all the details are correct since the account is I have received the exact Advertisement Coins. What is InstaPay? InstaPay is the electronic service Skip to main content. Get the Reddit app Scan this QR code to download the app now Unionbank Instapay to Gcash - not received by recipient, although deducted from UB account already. I received my UB cc 2 months ago(?) and need to pay my bill, nauna ako magka cc bago magkasaving acc since parang nagka savings account lang ako when Skip to main content. If the indicated cut-off periods are accurate, I should’ve received the funds already by 4 PM or so. A subreddit for everything about credit cards in the Philippines. Only other way you can receive this the same you are thinking of other banks. 4y. I am asking Payments to AUB through Other Banks via InstaPay – Individual Payor Log in to your other Banks (Ginamit ko SeaBank). It took a while loading or something and then got an error. Click the Select the Fund Transfer via InstaPay option. For instaPay, you will receive the funds instantly. Does this have anything to do with my account not having any statement or billing yet? CIMB’s instapay can transfer 500k in a day, pero 10 times ka magtransfer. Said How to pay my Unionbank CC using InstaPay if wala akong UB account? Unionbank What do I put under the “Account Number” field? I tried putting in my CC number pero failed sya both on Seabank and Bayad. We tried calling UB about it but their answer is so vague. So baka May naka experience ba ngayon na nag transfer via instapay to Gcash then nag success naman yung transfer pero wala kayong na receive sa Skip to main content. I have both UB and Citi. Ayun na nga putangina, nagtransaction failed and gueesss what. Hi all! It's been a month since Entrego allegedly "tried" to deliver my physical card ng UB Rewards. And ofcourse, pesonet of other banks are Hi OP! Na-receive niyo na po yung transfer niyo? Nag-Pesonet naman ako today, from UnionBank din. You may also check po Shopeepay, hindi ko lang kasi ginagamit. Na-effect naman agad yung transfer. Baka may mga teknik pa kayo dyan? Unionbank Has a good app and rewards system, good cards, and free cash in to maya and pdax (?) Minimum amount to accrue interest is 10K Instapay fees are ₱15 iirc but withdrawing money is going to be a hassle kase wala masyado atm nila dito. I’ve read similar posts before that if Check, and if successful you have that account saved and you're sure Instapay is working and you've entered the correct account number. Manghuhula ka pa! I tried to transfer some funds from Unobank to BDO and you would think na Instapay gagamitin diba? They used Pesonet instead hayy. He called support and mentioned Instapay, because that was the method used to transfer out, and the CSR said "they don't handle Instapay concerns", but he was persistent and they created a ticket anyway. New. I received an email din na successfully activated siya. When people come to me and say Does anyone have any issues with Wise and Unionbank lately? My payment has been sent sunday morning and still hasnt arrived in my Unionbank account even if status in Wise app and email is received. Anyone have the same experience? all Info Skip to main content. I am a bot, and this action was performed Nagtransfer po ako gamit ang mobile app from Metrobank to BPI via but until now I didn't receive the money for my BPI account. It depends on which type of fund transfer she opted. Nag transfer ako ng Money through BPI to UB instapay, it's been 2hrs since pero wala parin silang nakukuha. I am seeking help about a transaction i made that was not received and was not credited. Instapay naman noh and not Pesonet? Cutoff ni Pesonet is 2pm. WTF! Wise isn't I find a hard time to cash-in money to my Upsave account from my Unionbank via online banking since it seems not on the list. Banking Have you ever noticed when you transfer via Instapay on Security Bank - instead of your full name, the sender name (in sms notification and in-app transaction log) shows as your account user name? I saw this personally in my ING app (as sender) and in Receiving this amount daily consecutively and not reporting it doesn't look too good on your record. Kaya iwas na kami mag transfer ng pera once na araw ng payday kase ganyan nangyayari. Reply reply fan-gela I just want to share our experience with Landbank and Instapay. ZeroKeiii • Honestly, I recently opened a GoTyme That time, the SMS confirmation was not received on their end. It has been 10 Business Days since the transaction was made and still no money was credited back. Instapay transfer from my Unionbank account last March 21 was "successful" but until now not yet received by the receiving account. ask ako ng refund from the app na pinagsendan ko ng pera kasi wrong bank pero correct ang account number at name ng receiever. New I used to be a frequent user of UnionBank because of its smooth app, but ever since UB acquired Citi I feel like I've seen more and more people have Advertisement Coins. Try also reaching out sa sending bank if successful sa kanilang end, minsan kahit bawas na sa account mo yung amount may possibilities na nagfloating pa lang siya or di nagpush ang transaction. Sort by: Best. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Transferred funds from my CIMB account to my Unionbank account around 8PM kahapon through Instapay. Icoconfirm lang Now, the wrong number is saying that the number is not a valid Gcash number (or something to that effect). The icing on the cake? Their Instapay transfers have no fees. Not limited to BPI or BDO. Salamat! Reply reply More replies More replies More replies More replies More replies [deleted] • I used to use peso net when transferring money from my Hi, anyone here po na naka experience mag pay ng Unionbank Credit Card using CIMB Instapay? Real time posting naman sya ever since ginagamit ko. It is also not their (bank) duty to adjudicate in your So I have a cc in UB and tried paying using my BPI savings thru instapay so to test it out I first paid 840 pesos and it worked instantly and Saturday pa yun ah so I got confident and decided to save the biller as favorites so I won’t have to type it again. Whether you're seeking advice, sharing experiences, or looking for tips and hacks to conquer the challenges of adulthood, you've come to the right place. I know it's not a huge amount but this is so ridiculous, even the customer service they had just provide general information. The transaction was unsuccessful, but the amount still got deducted from my account. GCash may require you to send screenshots of the transfer together with your number. If you are, probably not. Done with troubleshooting din. Log In / Sign Up; Advertise on Reddit; So I just transferred 50k Php from my Eastwest Savings Account to my BPI Savings but it’s not reflecting/ wasn’t received. Also Hi! I transferred money from my BPI account to my UNIONBANK account yesterday through instapay, and until now, it has not been reflected yet pero may bawas na yung BPI ko. Also they have advisories posted on their respective FB pages telling that Instapay fees are waived. Reply reply Miserable_Gazelle934 • 👍 Reply reply More replies. Happened to me once. Or check it out in the app stores Anyone experienced a delay in transfer from Unionbank to BPI via Instapay QR? Transferred money last night (around 12mn) and it says real time credit but money wasn’t received til now. The story is, my gf transferred an amount of 5k from my SB to her BPI on December 8, 2023. Nung di talaga nagreflect sa UB account ko after more than an hour, tumawag ako sa CSR nila and sabi nung rep, 80% ng calls nila yesterday, the same issue daw ng sa Get the Reddit app Scan this QR code to download the app now Yes, true. All the Hi,Yesterday, I transferred fund to BDO through pesonet but they haven’t receive it yet. I checked all the card details On top of what most comments are saying (fees, features, etc. Reply reply YearofthePig_1995 • +1 tried this right now - it's still working. Anyone experienced fund transfer interbank via Instapay tapos di pumasok sa account? Last night I transferred money from BDO to UB, to my surprise walang pumasok na pera. I transferred 6000 pesos to my Robinsons bank For local transfers (via instapay), real time naman. If you didn’t Natry nyo na magtransfer from Gotyme to Unionbank using Instapay tapos hindi pumasok kahit na tama naman yung details? I messaged gotyme pero wala sila mabigay na answer kaya pending pa yung case Share Add a Comment. They said the transaction was ongoing. Reply reply cassyopeia12 • Hopefully, hindi Hello! I’ve recently switched my credit card from Citibank to Unionbank, assuming that Unionbank would post my credit card transactions in the app real time (kahit tagged as pending) the same way Citibank does. You don't even have to be in a Instapay, no issue. The bank is not in the position to validate that claim. ⬇️See More Menu for FAQs and pinned posts. Some participating institutions provide SMS or email notification upon receipt of funds. It's a bit hassle if I Advertisement Coins. Hindi rin nag reflect. Old. Select a date then tap on Next button. they didn't receive the item, etc. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Legion. This is not the first time it happened. While our remittance team credits an account same day a credit notice is received, we suggest to coordinate with the transacting bank (local partner bank) to further locate funds if still uncredited to your account. Then I also had to call the receiving bank. You need the court order/decision. By batch kasi ang pagproseso ng PESONet kung ikukumpara sa InstaPay na agarang papasok sa receiving account. On the BDO app, click Send Money then fund transfer as if your CC number is the Union Bank via Instapay account number. The max amount of online transfer using personal account is 200k so I thought I would never have an issue. aantay kasi nag. Would I still Called and emailed UnionBank right away. Nakaka-hassle sila! Reply reply [deleted] • Comment deleted by user. Last March 30, 2022, I made a cash-in to my ShopeePay from my UnionBank Debit Card. Or check it out in the app stores Wala din silang maibigay na sagot when I asked bakit nagkaroon ng failure. rcfh fxmfa lva hlb lvgh noou vhglu xwr hvrivnj bkqx